Retirement Planning Calculator - Courtesy of GenAmerica Financial

The services and products described on this web site are intended to be made available only to persons in the U.S., and the information on this web site is only for such persons. Nothing on this web site shall be considered a solicitation to buy or an offer to sell insurance or a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the insurance and securities laws of such jurisdiction. In addition, this web site provides only a simplified description of insurance coverages and is not a statement of contract. Coverage may not apply in all states (see Agency License Information). For complete details of coverages, conditions, limits and loses not covered, be sure to read the policy, including all endorsements, or prospectus if applicable. All listed insurance carrier, health, wellness and financial web site links are in no way affiliated with The O'Neill Company or NFP Securities, Inc. (NFPSI)
The O’Neill Company and its agents are presently licensed to sell traditional life insurance in the following states:

Arizona, California, District of Columbia, Minnesota, Missouri, Nebraska, Nevada, Oregon, Pennsylvania, Virginia, Washington

Securities products may be sold in the following states:

Arizona, California, District of Columbia, Minnesota, Missouri, Nebraska, Nevada, Oregon, Pennsylvania, Virginia, Washington

Securities and Investment Advisory Services offered through registered representative and investment advisor representatives of NFP Securities, Inc., a Broker/Dealer, Member FINRA/SIPC and a Federally Registered Investment Advisor. 1250 Capital of Texas Hwy S., Bldg. 2, Ste 125, Austin, TX 78746 · 512-697-6000. The O'Neill Company is a member of PartnersFinancial, a division of NFP Insurance Services, Inc., which is a subsidiary of National Financial Partners Corp, the parent company of NFP Securities, Inc. Each firm is solely responsible for only those products and services that they provide.

NFPSI securities products offered by: registered representatives of NFPSI. Proper state registration is mandatory prior to conducting business in any state.

This WWW site may not be used to place, buy or sell orders for securities or investments or to give instructions regarding accounts maintained by any user with The O'Neill Company. The material in this site does not constitute a recommendation or endorsement with respect to any company, security or investment. We do not guarantee any return on investment and maintain that securities investing should be considered a risk.

In no event shall The O'Neill Company or any of its directors, employees or other representatives be liable for any special, incidental, indirect or consequential damages of any kind including, without limitation, those resulting from loss of data, income, profit and on any theory of liability, arising out of or in connection with the use or performance of this web site.

This site could include technical inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in new editions of this web site. The O’Neill Company may make improvements and/or changes in the product(s) and/or program(s) described in this web site at any time.

Terry R. O’Neill is a Registered Representative and Investment Advisor Representative of and offers Securities and Investment Advisor Services through NFP Securities, Inc., a Broker/Dealer, Member FINRA/SIPC and a Federally Registered Investment Advisor.

Applicable copyright laws protect the contents of this The O'Neill Company web site on the Internet. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos. No link is permitted to any portion of this site, which could reasonably lead to misunderstanding or confusion as to the ownership, authorship or copyright of said portion.

All information and content on the The O'Neill Company we site is subject to applicable statutes and regulations, furnished "as is," without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non infringement.